Retirement Savings Model Tested With Brazilian Private Health Care Workers

Health care expenses in retirement and the use of health savings accounts.

Savings needed to fund health insurance and health care expenses in retirement.

• This Issue Brief examines the cost of health insurance and health care expenses in retirement. It examines recent trends in private-and public-sector retiree health benefits and the impact of these trends on current and future retirees. It also presents options that retirees currently have to supplement the Medicare program, and provides estimates of how much those options will cost current a...

Retiree health benefits: savings needed to fund health care in retirement.

• This Issue Brief presents illustrations of how much money a person may need to save to completely pay for health insurance and out-of-pocket health care costs during retirement. The combination of the erosion of retiree health benefits and limited benefits from Medicare and Medigap means that retirees should expect to pay a significant amount of money for health insurance and health care serv...

Savings needed to fund health insurance and health care expenses in retirement: findings from a simulation model.

MODELING RETIREE HEALTH COSTS: This Issue Brief examines the uncertainty of health care expenses in retirement by using a Monte Carlo simulation model to estimate the amount of savings needed to cover health insurance premiums and out-of-pocket health care expenses. This type of simulation is able to account for the uncertainty related to individual mortality and rates of return, and computes t...

Public Health Insurance and Private Savings

Recent theoretical work suggests that means and asset-tested social insurance programs can explain the low savings of lower income households in the U.S. We assess the validity of this hypothesis by investigating the effect of Medicaid, the health insurance program for low income women and children, on savings behavior. We do so using data on asset holdings from the Survey of Income and Program...